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Big-time credit-card reform legislation kicks in soon and, on balance, should prove helpful to consumers.
Final rules from the Federal Reserve, stemming from legislation enacted last year by Congress, will give cardholders more control, greater protections and enhanced disclosures when dealing with card issuers.
“A lot of the ‘gotcha’ rate practices are coming to an end,” said Odysseas Papadimitriou, chief executive officer and founder of Cardhub.com. more…