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08/02/09
The Federal Reserve’s proposed changes to Regulation Z (Truth in Lending)
Filed under: General, Mortgages
Posted by: Lillian Wong @ 9:37 pm

If you’ve been following Ben Bernanke’s testimony on the Hill this week, you may have noticed him hinting about significant proposed changes to Reg Z and changes in how mortgage originators are compensated, leaving many of us in the industry wondering “what now”.   Don’t get me wrong, Reg Z could use some tweeking…it’s just that the mortgage industry is in a state of constant change (evolution?) with a deluge of new forms and/or regulations including MDIA, HVCC and the new Good Faith Estimate which goes into effect on January 1, 2010.   more…



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Valley gets international TOBYs
Filed under: General, Real Estate
Posted by: Lillian Wong @ 4:21 pm

Two buildings in the Valley received international TOBY awards July 1 at the annual Building Owners and Managers Association International conference.

TOBY awards (“The Office Building of the Year”) are awarded in 14 categories based on building management excellence. TOBY awards also are given by local chapters, but the international awards are more distinguished, according to the trade group.

Minneapolis and Toronto joined Phoenix as the cities with the most awards. The Sandra Day O’Connor U.S. Courthouse was named the best-managed government building. The courthouse, at 401 W. Washington St. in downtown Phoenix, is owned and managed by the U.S. General Services Administration.

The second award was given to the privately developed West 101 Gateway, a commercial office project at 9520 W. Palm Lane in Phoenix. It was developed and is managed by Opus West Management.

Opus West Corp., the Phoenix-based parent company of Opus West Management, is in Chapter 11 reorganization and is in the proc­ess of selling many of its properties.

For more: www.boma.org.

Phoenix Business Journal - by Jan Buchholz Friday, July 31, 2009



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Office condo projects in jeopardy
Filed under: General, Real Estate
Posted by: Lillian Wong @ 3:58 pm

Less than a decade ago, the commercial real estate market was bursting with activity from the emerging office condominium market. Now that the recession has set in, the future of those developments, in which the occupants own the space, is in question.

Numerous large-scale projects have stopped construction or stand finished and mostly vacant, while others face foreclosure. And with no real change on the horizon, brokers and developers are unsure what is to come of the Valley’s office condo market.

 

According to data from CoStar Group, there are 333 office condo projects in various stages of development across the Valley. With that much inventory, some experts say foreclosures involving entire projects are likely.

 

“From our standpoint, it is just starting,” said Andrew Cheney, principal of Lee & Associates, who said the Phoenix market likely will see more projects going back to the bank in the next 12 to 18 months. “We’ve got a way to go.”

 

Facing challenges

Investment Equity Development’s vacant 215,000-square-foot Peaks Corporate Park in Scottsdale is just one example of a project in distress. The two-part development at 7619-7699 E. Pinnacle Peak Road includes a single-story office building with condos for sale or lease that already has been through the foreclosure process.

 

The second phase — a pair of two-story office buildings at 7689 and 7669 N. Pinnacle Peak Road — is in the foreclosure process, said Sean Spellman, an associate with Grubb & Ellis/BRE Commercial in Phoenix who represents the project.

 

The project was forced into foreclosure after the Las Vegas-based developer stopped making loan payments about a year ago. Single-story units at the Peaks are being marketed for sale or lease, and the two-story units now are being offered only for lease, Spellman said.

 

Investment Equity’s 315,000-square-foot Zanjero Falls Corporate Oasis also is going through the foreclosure process. The project’s 150,000-square-foot Phase I was scheduled for a July 30 trustee deed sale, said Bret Isbell senior vice president of GPE Commercial Advisors LLC and the broker for the project.

 

Isbell, who specializes in trustee deed sales for office projects, said many Valley office condos will be going back to the bank.

“From research I’ve done, I’d say there are about three times as many trustee deed notices on office condos” in the second quarter of 2009 compared with second-quarter 2008, he said. Other projects are facing challenges as well, in the form of vacancies and construction delays.

 

Paragon PropertiesScottsdale Peak is experiencing a setback. The nearly 89,000-square-foot office condo development has been sitting half-built for about eight months since the project’s original lender, First National Bank of Arizona, was taken over by the Federal Deposit Insurance Corp. The FDIC then sold the construction loan to Sorenson Group, a Utah development company, which isn’t moving forward with construction, said Doug Dragoo, the project developer.

 

“It’s just a nightmare,” Dragoo said. “The development was about 80 percent presold in escrow. We had hard earnest money from the buyers.”

 

Loss of funding is happening to others in the Valley, too, he said.

 

Although many developments are having trouble staying afloat in a down market, some Valley developers are treading water until the economy rebounds.

 

NO DEMAND?

 

Nearly 30 percent of office condo projects Valleywide are sitting empty, according to data from CoStar.

 

Jim Riggs, considered by many to be the pioneer of the office condo concept, has pulled out of that development segment. Riggs, CEO of Scottsdale-based Saxa Inc., said too much inventory and a lack of qualified buyers have choked the market.

 

Saxa’s nearly 50,000-square-foot Red Mountain Office Suites in Mesa is about 20 percent vacant, said Matt Leonard, a Prudential Commercial Real Estate broker on the project. In June, Saxa lowered the price from $165 to $145 per square foot, he said.

 

Saxa’s 88,991-square-foot Stadium Village is about two-thirds vacant, and the company is holding the price steady at $195 per square foot, Leonard said.

 

Saxa also owns two floors totaling about 92,000 square feet at the Westgate City Center Office Lofts, 6770 N. Sunrise Blvd. in Glendale. Saxa’s space is completely vacant, said Rick Stannard, a Prudential Commercial Real Estate broker for the property. He also said Saxa no longer is selling individual condos at the site, and instead is looking for larger users to occupy the space.

 

Riggs said his company no longer is developing office condos in Arizona or other states where it has done business in the past, and he’s not aware of any new projects in the local pipeline.

 

‘A function of value’

 

Despite industry woes, some players are seeing positive signs.

 

Things have started picking up again for Gilbert-based Utaz Development Corp., which has sold or leased more than 13,000 square feet of office condo space in the past three months, according to marketing coordinator Kyle LeSueur.

 

The company also increased the size of its Pinal Utaz Professional Village by splitting the project into two phases. The new plan will help Utaz bring the first phase to market faster to meet anticipated demand from Banner Ironwood Hospital when it eventually opens, said Utaz President and CEO Craig Willett.

While that project is on track, Utaz has vacancies in other projects and is working to close deals by the end of the summer.

 

Willett said Utaz is seeing activity because of the “function of value” in the market right now. With prices dropping and interest rates low, he said potential buyers have come back into the market to get good deals. He said prices have stabilized in the past few months, making it an attractive buyer’s market.

 

“Today by far represents the best value we’ve seen in years,” Willett said. “The fact we’ve been doing more business in the last 60 days than we did in the last nine months means we have definitely turned a corner.”

 

According to Riggs, many projects have lost between 50 percent and 75 percent of their 2007 values.

 

Get Connected

Saxa Inc.: www.saxainc.com

Utaz Development Corp.: www.utaz.com

Grubb & Ellis/BRE Commercial: www.brecommercial.com

GPE Commercial Advisors LLC: www.gpe1.com/commercial_advisors

CoStar Group Inc.: www.costar.com

Lee & Associates: www.lee-associates.com

Investment Equity Development: www.investmentequity.com

 

Office Condos

What is an office condo? Office condominiums work much like their private housing counterparts. Instead of renting a suite of offices, a company purchases an individual unit in an office condo complex. The common areas are co-owned by all of the tenants, and a board usually oversees landscaping and other maintenance issues.

What are the advantages and disadvantages to owning an office condo? One plus is increased ownership rights, compared with renting or leasing equivalent space. Rental properties are always under the control of a landlord, which means monthly rent could be raised or the lease terminated with short notice to the tenant. By owning the space, companies in office condos can avoid such surprises. The mortgage payments should remain relatively stable over the life of the loan.

Who should consider buying an office condo? Office condos are ideal for professionals and companies that can safely predict their long-term needs. An architecture firm or small advertising agency might do well in an office condo, for example, but a fledgling manufacturer could find future expansion nearly impossible. There also could be restrictions on the type of business that may be conducted in office condos. The facilities may not be able to accommodate excessive customer parking, for example.

Reprinted with permission from wiseGEEK,

 http://www.wisegeek.com/what-are-office-condominiums.htm

Phoenix Business Journal - by Stephanie Riel Friday, July 31, 2009



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Anti-fraud pros busy amid slump
Filed under: General, Business
Posted by: Lillian Wong @ 3:29 pm

When the economy sours, corporate fraud usually soars.

 

That’s when forensic accountants and fraud examiners - the crime fighters of the business world - go to work.

 

It was fraud examiner Harry Markopolos who blew the whistle on Bernard Madoff’s multibillion-dollar Ponzi scheme.   more…



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Home sales rise as housing market tries a comeback
Filed under: General, Real Estate
Posted by: Lillian Wong @ 3:09 pm

New home sales rose last month at the fastest clip in more than eight years as buyers eagerly took advantage of bargain prices — a clear sign, economists said, that the real estate market may finally be bouncing back.  more…



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